Blogs
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Types of Mutual Funds in India
In the financial world, mutual funds are a reliable and growing industry. They involve pooling money from multiple investors, which is then professionally managed by a fund manager. The manager invests this pooled money in assets like gold, bonds, and stocks, depending on the investment goal. This variety in mutual funds provides people with options…
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What is IDCW (Dividend Plan)?
IDCW, or Investor Dividend and Capital Withdrawal, is a plan in mutual funds that offers investors two choices: Dividend Payout and Reinvestment. Dividend Payout: Investors receive regular payments from the mutual fund. Reinvestment: Earnings are reinvested back into the fund for potential growth, rather than being taken out as profit. Growth Option vs IDCW: Which…
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Savings Insurance Vs Term Insurance
Are you navigating the world of insurance for the first time? Don’t fret – you are not alone. In this article we will try to simplify the complexities and explore two common options: Term insurance and Savings insurance. By the end of this journey, you will be equipped to make a well-informed decision for your…
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How to Minimize Tax Outgo on Property Sales in India: A Guide
Selling a property in India can bring hefty profits, but it also means facing significant taxes. To help you navigate this, we have put together a guide in simple terms, even for first-time investors. Understanding Tax Outgo: Tax outgo is the money you have to pay the government when you make a profit from selling…
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How to Invest in Alternative Asset Classes like Gold via Mutual Funds?
Investing in gold can be a smart move for beginners. It provides a sense of security during economic uncertainties. Thankfully, there are simple ways to invest in gold, especially through mutual funds. Let’s break down the five best ways to start your gold investment journey. Digital Gold Digital gold platforms make investing easy. You can…
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Decoding Capital Gains on Bonds: A Simple Guide
Welcome to your go-to guide for unravelling the mysteries of capital gains on bonds. Whether you’re a seasoned investor or new to financial ventures, understanding the tax implications associated with bonds is crucial for your financial journey. In this guide, we’ll break down the basics of capital gains related to bonds in an easy-to-understand manner.…
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Exploring the Potential of REIT Investment in India
Investors in India face the compelling choice between Real Estate Investment Trusts (REITs) and Mutual Funds for their investment portfolios. While both offer diversification and simplicity, this article aims to shed light on why Mutual Funds often outshine REITs in the Indian market. Let’s look at a comparative analysis between mutual funds and REITs. Why…
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Weathering Market Volatility and Taxation with Balanced Advantage Funds (BAF)
As the financial landscape continuously fluctuates, navigating market dynamics and managing taxation becomes a significant concern for investors seeking stable returns. In this narrative, we delve into the world of Balanced Advantage Funds (BAFs), dissecting their essence, strategies for stability amidst market volatility, and their potential benefits in addressing tax implications. What are Balanced Advantage…
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PMS Vs MFs
In India, Portfolio Management Services (PMS) and Mutual Funds (MFs) are both investment avenues but operate differently in managing investors’ funds. While both investment avenues involve investing in similar stocks, they differ significantly in their implementation, management, and portfolio construction strategies. Mutual Funds operate through pooled funds contributed by various investors, managed by professional fund…
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Types of Risks in Debt Mutual Funds
You might have frequently heard the notion that debt funds carry minimal risk, but this is misleading. Can any investment truly claim to be entirely risk-free? It seems doubtful. Investments differ in the level and type of risks they present. Simply because an investment that doesn’t focus on stocks can still be risky. However, it’s…
