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Investing in mutual funds is a common choice for many because they provide a way to spread your money across various investments, reducing risk. However, if you end up with too many mutual funds, you might face a challenge known as “portfolio overlap.” In simple terms, this happens when different funds you own have similar…

E-Mandate in Mutual Funds is a contemporary, paper-free method that enables investors to automate their mutual fund contributions. This is done by granting fund houses permission to deduct SIP or lump-sum payments directly from their bank accounts. To set up an E-Mandate, one needs to sign and authenticate it using Aadhar. It’s crucial to ensure…

In recent times, more people are investing in mutual funds to secure their financial future. To ensure your loved ones are protected in your absence, it’s crucial to appoint a nominee for your mutual fund portfolio. This article aims to explain the importance of having a nominee, the simple steps to add one online, and…

Investing our money helps us achieve financial goals for ourselves and our loved ones. But what if the investor passes away suddenly? This raises concerns about who will benefit from the investments and whether family members can claim them after the investor’s death. These questions are common as death is inevitable. Do note that Mutual…

Managing Risk: Avoid Over Diversification in Mutual Funds Diversification is an important method for reducing investment risk by spreading investments over multiple assets. While diversification is necessary to protect against losses and market volatility, too much diversification can dilute portfolio performance. When determining asset allocation, experts advise investors to consider criteria other than age, such…

In India, working for the government has become an ideal choice for several people. However, it is necessary to understand that not all employees in this sector receive competitive salaries. Many individuals nowadays are looking to invest for a more secure financial future. Government employees can consider mutual funds as an investment option. Still, is…

Sectoral mutual funds stand out as a distinctive approach to investing in the world of mutual funds. These funds concentrate on particular areas or industries of the economy, offering investors a chance to profit from those sectors’ expansion. We’ll go over what these are, why they might be beneficial, what the disadvantages are, and some…

Investing in the Indian stock market might seem overwhelming, but there is a simple and reliable option for newcomers–large-cap mutual funds. Large-cap funds primarily allocate a significant portion of their assets under management to equity shares of companies with large market capitalization. These funds typically focus on investing in well-established companies that enjoy a strong…

Small cap mutual funds might sound complex, but they are not rocket science! As the name suggests, these funds invest in small cap companies that are not as famous as the big ones you hear about every day. Let us simplify it better to understand. What is a Small Cap Mutual Fund? Small cap funds…

Are you intending to invest in Hybrid Mutual Funds? Then, this article is for you. It holds answers to all your fund-related questions. Let’s explore how hybrid mutual funds provide a stable investment method.   What Are Hybrid Mutual Funds? Before we dive into the world of equity, investments, funds, etc., let’s first understand what Hybrid…