Category: Mutual Funds
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Savings Insurance Vs Term Insurance
Are you navigating the world of insurance for the first time? Don’t fret – you are not alone. In this article we will try to simplify the complexities and explore two common options: Term insurance and Savings insurance. By the end of this journey, you will be equipped to make a well-informed decision for your…
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How to Invest in Alternative Asset Classes like Gold via Mutual Funds?
Investing in gold can be a smart move for beginners. It provides a sense of security during economic uncertainties. Thankfully, there are simple ways to invest in gold, especially through mutual funds. Let’s break down the five best ways to start your gold investment journey. Digital Gold Digital gold platforms make investing easy. You can…
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Decoding Capital Gains on Bonds: A Simple Guide
Welcome to your go-to guide for unravelling the mysteries of capital gains on bonds. Whether you’re a seasoned investor or new to financial ventures, understanding the tax implications associated with bonds is crucial for your financial journey. In this guide, we’ll break down the basics of capital gains related to bonds in an easy-to-understand manner.…
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Exploring the Potential of REIT Investment in India
Investors in India face the compelling choice between Real Estate Investment Trusts (REITs) and Mutual Funds for their investment portfolios. While both offer diversification and simplicity, this article aims to shed light on why Mutual Funds often outshine REITs in the Indian market. Let’s look at a comparative analysis between mutual funds and REITs. Why…
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Weathering Market Volatility and Taxation with Balanced Advantage Funds (BAF)
As the financial landscape continuously fluctuates, navigating market dynamics and managing taxation becomes a significant concern for investors seeking stable returns. In this narrative, we delve into the world of Balanced Advantage Funds (BAFs), dissecting their essence, strategies for stability amidst market volatility, and their potential benefits in addressing tax implications. What are Balanced Advantage…
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PMS Vs MFs
In India, Portfolio Management Services (PMS) and Mutual Funds (MFs) are both investment avenues but operate differently in managing investors’ funds. While both investment avenues involve investing in similar stocks, they differ significantly in their implementation, management, and portfolio construction strategies. Mutual Funds operate through pooled funds contributed by various investors, managed by professional fund…
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Types of Risks in Debt Mutual Funds
You might have frequently heard the notion that debt funds carry minimal risk, but this is misleading. Can any investment truly claim to be entirely risk-free? It seems doubtful. Investments differ in the level and type of risks they present. Simply because an investment that doesn’t focus on stocks can still be risky. However, it’s…
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Understanding Arbitrage Funds vs. Liquid Funds: Making Sense of Your Investments
Investing in the financial world can sometimes feel like a daunting task, especially for those unfamiliar with its intricacies. Two commonly discussed investment options are arbitrage funds and liquid funds. But what exactly are these funds, and how do they differ? Let’s break it down in simple terms to help you navigate these waters. Liquid…
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What is Exit Load in Mutual Fund & How to Calculate It?
Exit loads are fees charged by mutual fund firms to investors who redeem their units before a set period, usually one year. This fee is determined as a percentage of the fund value and deducted from the redeemed amount , before being credited into the respective bank account of the investor. To determine the exit…
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What are ELSS Mutual Funds – Everything You Need to Know
Consider Equity Linked Savings Scheme (ELSS) Mutual Funds if you’re seeking for a means to possibly increase your money in the long term while reducing your tax burden. ELSS Mutual Funds, often known as ELSS funds, are a well-liked form of investment in India. ELSS Mutual Funds, what makes them unique, why you should consider…